My personalized Financial Planner is a Personal Finance tool specially designed to help you track your daily, weekly, monthly and annual money goals, incomes and spending. It helps you see how Money comes and goes out of your life. It gives you a clear picture of your money habits, how much you are making, how you save and how you are spending. To make the most out of this tool, follow the following procedure which is well guided: 1. Start by setting your money goals for the year then mini goals for each month. 2. Track your daily, weekly and monthly incomes and expenses. 3. At the end of the month, add up all your incomes and expenditures. 4. At the end of each month, evaluate how well you kept to your budget by comparing the budgeted costs and incomes against the actual incomes/Expenses. Record the difference and keep improving/adjusting month by month. 5. At the end of the year, evaluate how much you earned/spent on each income/expenses category. 6. Determine which areas of your personal finances would benefit from more attention.